We've seen the story play out the same way dozens of times:

Someone gets into a serious accident, and they spend the next year getting medical treatment (which the insurance company happily covers). The insurance folks call every once in a while, checking in on their client, until one day they break it to you:

They're done paying for medical care.

"But they promised to cover my treatment!" the customer says, "and I'm not fully recovered yet!" They might still need extensive physical therapy, chiropractic care, and follow-up MRIs and other necessary treatment. Unfortunately, that's how it plays out: the insurance company covers you until they decide not to.

So what happens now?

Depositions: Getting to the Heart of the Issue

The best thing you can do is call a personal injury lawyer. Here's why: your insurance company is banking on you quitting your claim. Fighting them will be costly—and most people just want to get back to normal life. If that means paying thousands out-of-pocket for medical care, they will. However, if you need that money (and you have thousands in unpaid medical bills already), then having a lawyer makes fighting the insurance company far easier than you think.

Personal injury lawyers can use all of your medical bills and future prognosis to calculate the full extent of your costs—then demand a fair settlement from the insurance company. Depositions will also build a body of testimony against the insurance company by putting your side of the story on the record. Using your bills and your voice as legal evidence ensures that the insurance company has to respond—either by settling, making a counter-offer, or showing up to court.

Virtually all personal injury lawyers provide free consultations for people who aren't sure if they have a strong case. Call a lawyer today—you owe it to yourself to find out how much you stand to gain.