Meyerkord, Russell & Hergott Articles Facts about Workers Compensation in Missouri

Facts about Workers Compensation in Missouri

By Meyerkord, Russell & Hergott  Nov. 18, 2010 3:40p

Getting injured at work can be a very upsetting and traumatic experience. Under Missouri workers compensation laws, if you are injured while on the job or if you have been exposed to occupational disease during the course of your employment, you are entitled to compensation that can relieve some of the financial stress and worry that coincides with a work related injury.

Missouri workers compensation laws require most employers to carry insurance, which in the event of a work related injury, the employee's medical treatment and lost time from work are compensated for, at no cost to the employee under the law.

Who Must Carry Workers Compensation Insurance?

The construction industry must carry workers compensation insurance, if they have one or more employees. Employers in other types of businesses are required to carry insurance if they have five or more employees. Federal laws cover workers in the railroad, postal and maritime industries.

Who's exempt? Missouri workers compensation laws do not apply to certain industries such as farm labor, domestic servants in private homes, occasional labor hired out in private households, real estate agents, direct sellers, unpaid volunteers, certain inmates and certain people who work for amateur youth programs.

What Do You Do Next?

If you have been injured at work, immediately report the injury to your employer or supervisor in writing. A failure to report your injury to your employer within 30 days of the injury could jeopardize your ability to receive compensation through your employer's workers compensation insurance. Next, seek medical attention and get the legal advice from an experienced Kansas City workers compensation attorney right away. A Kansas City workers compensation lawyer at Meyerkord, Russell & Hergott can help you through the extensive paperwork and complex claims process, so you can focus on healing and recovery, this way you can return back to work as soon as possible.

If you have suffered from a work related injury, contact a Kansas City Workers Compensation Attorney at our firm today for a free consultation.

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